The UK digital payments market will exceed £340 billion in 2025. Furthermore, online transactions now outpace in-store spending. However, many e-commerce businesses lose thousands of pounds each year. This happens through hidden fees and complex pricing. Additionally, cart abandonment remains serious. In fact, 70% of shoppers abandon their carts. Moreover, 10% leave because payment options are limited. Consequently, your payment gateway UK choice directly affects profits.
Finding the best payment gateway UK businesses can trust means more than accepting cards. Instead, you need transparent pricing and simple integration. Additionally, strong security is essential. Most importantly, customers expect smooth checkout. Therefore, this guide explores what makes a great payment gateway. We’ll explain features that truly matter. Furthermore, we’ll show why easyPayments easyClick offers the honest solution your business deserves.
What Is a Payment Gateway and Why It Matters
A payment gateway helps your e-commerce business accept online payments safely. Think of it like a card terminal for your shop. However, it’s designed for online use. Essentially, it encrypts payment information. Then, it communicates with banks. Finally, it transfers funds safely from customer to you.
Choosing the right payment gateway UK solution affects three key areas. First, customer experience at checkout. Second, security against fraud. Third, your processing costs. According to industry data, businesses with optimised gateways reduce cart abandonment by 30%. At the same time, they cut processing costs significantly.
easyPayments easyClick: The Transparent Payment Gateway UK Businesses Trust
Choosing a payment gateway UK solution should be simple. Unfortunately, transparency is rare. Hidden fees appear unexpectedly. Complex pricing confuses business owners. Unexpected charges eat profits. That’s where easyPayments easyClick stands apart. We offer honest, straightforward pricing. No surprises. No hidden costs.
What Makes easyClick Different
easyClick is built for businesses wanting to sell online without confusion. Whether launching your first shop or expanding, we make it easy. Best of all, you get two powerful payment options:
1. Website Builder with Integrated Gateway This complete solution includes everything needed. You get shopping cart and checkout. Additionally, product catalogue management comes built-in. Plus, inventory tracking is automatic. Most importantly, the payment gateway integrates seamlessly. Therefore, no complicated setup is required.
2. Virtual Terminal Accept payments remotely with ease. Process card details over the phone securely. Alternatively, send payment links via email or SMS. This works perfectly for phone orders. Moreover, it suits mail order businesses. Consequently, customers enjoy flexible payment options.
Key Features That Drive Growth
Transparent Pricing You Can Trust No hidden fees exist here. Furthermore, there are no surprise charges. Instead, honest pricing based on turnover. As your business grows, rates actually decrease. For instance, consumer debit cards process at just 0.95%. This applies across all volume levels.
Free to Start The Launch plan costs absolutely nothing. Therefore, sell up to 10 products without upfront costs. This makes testing your idea simple. Additionally, it’s perfect for small operations. Best of all, zero financial risk.
Scalable Growth As your business expands, easyClick grows too. We offer four clear tiers. These include Launch, Ascend, Boost, and Infinity. Consequently, you only pay for features you need. Furthermore, upgrade when it makes sense.
Bank-Level Security Security is built into every transaction. We’re fully PCI DSS compliant. Additionally, bank-level protection covers all payments. Each transaction encrypts automatically. Moreover, instant notifications keep you informed.
Mobile-Responsive Design Your store works perfectly everywhere. It displays beautifully on smartphones. Additionally, it functions smoothly on tablets. Desktop viewing is optimised too. This matters because mobile commerce grows constantly.
Inventory & Customer Management Track stock without manual effort. Manage customer information easily. Keep your business organised with built-in tools. Therefore, spend less time on admin. Instead, focus on growing sales.
Multiple Payment Methods Accept all major credit cards. Debit cards process smoothly too. Consequently, never lose a sale due to payment limits. Your customers pay however they prefer.
Pricing That Makes Sense
easyClick offers four clear tiers. Each matches your business stage perfectly. Therefore, you always get the right features at the right price.
Launch Plan – FREE
- Sell up to 10 products
- Add store to any website
- Single-page checkout included
- Mobile-responsive automatically
- Standard rates plus 0.45%
Ascend Plan – £12.99/month
- Sell up to 100 products
- Digital products supported
- Inventory tracking built-in
- Mobile store management
- All Launch features included
Boost Plan – £29.99/month
- Sell up to 2,500 products
- Product filters for navigation
- MailChimp email marketing
- 2 staff accounts included
- All Ascend features included
Infinity Plan – £62.99/month
- Unlimited products available
- SEO tools for visibility
- App market access
- 100 staff accounts
- All Boost features included
Transaction Fees That Decrease as You Grow
Unlike flat-rate pricing, easyClick rewards success. As volume grows, fees decrease. Consequently, you keep more revenue as you scale.
| Monthly Turnover | Consumer Credit | Consumer Debit | Business Cards | Auth Fee |
|---|---|---|---|---|
| £0 – £2,000 | 1.15% | 0.95% | 2.35% | £0.05 |
| £2,000 – £5,000 | 1.10% | 0.95% | 2.30% | £0.04 |
| £5,000 – £10,000 | 1.05% | 0.95% | 2.25% | £0.03 |
| £10,000+ | 0.95% | 0.95% | 2.25% | £0.03 |
Minimum Monthly Service Charge: £15
Part of the Trusted easy® Family
easyPayments belongs to the easy® brand family. Sir Stelios Haji-Ioannou created it in 1994. Initially, he started with easyJet. From there, he built the brand on simple values. These include great value and transparency. Furthermore, the brand serves ordinary people. For over 30 years, easy® has helped millions across Europe. Now, we bring that same commitment to your payments.
Integration Options: Getting Started with easyClick
One big advantage of easyClick is simplicity. You don’t need technical expertise. Development teams aren’t necessary either. Instead, the platform offers flexible options. These suit different business needs perfectly.
Website Builder Integration (No Code Required)
The easyClick website builder is designed for business owners. Specifically, those wanting to start selling quickly. Technical complexities shouldn’t hold you back. This fully integrated solution includes:
Simple Setup Process:
- Choose your plan (start free)
- Select a template
- Customise your store design
- Add products with descriptions
- Configure shipping settings
- You’re ready to accept payments
The payment gateway builds directly into the website builder. No separate integration needed. When customers complete purchases, payment processes automatically. This happens through your easyPayments account.
Key Benefits:
- No technical knowledge required
- Payment gateway included
- Mobile-responsive by default
- PCI DSS compliant checkout
- Shopping cart built-in
- Product catalogue management
- Inventory tracking automatic
Setup Time: Most businesses start accepting payments within hours.
Virtual Terminal (Phone & Remote Payments)
The Virtual Terminal provides secure payment processing. This works when customers aren’t on your website. It’s particularly valuable for businesses that:
- Take orders over phone
- Process mail orders
- Charge after service delivery
- Send payment links via email
How It Works:
- Log into your secure terminal
- Enter customer payment details
- Or generate secure payment link
- Customer receives instant confirmation
- You get real-time notification
Security Features:
- Fully PCI DSS compliant
- Bank-level encryption
- Payment links expire automatically
- No card details stored
- Instant transaction alerts
Adding easyClick to Your Existing Website
Already have a website? No problem. easyClick can add to most existing sites. The single-page checkout integration embeds payment functionality. Therefore, no website rebuild needed.
Integration Methods:
- Add payment buttons to pages
- Embed shopping cart functionality
- Create checkout pages
- Generate payment links easily
This flexibility means maintaining your current site. At the same time, adding professional payment processing.
E-Commerce Platform Compatibility
easyClick website builder is standalone. However, Virtual Terminal functionality integrates easily. You can add secure payment links to communications. This works from any e-commerce platform. Similarly, it works with any website system.
Understanding easyClick Pricing: True Transparency
Choosing a payment gateway UK solution can be frustrating. Complex pricing confuses everyone. Hidden fees appear after commitment. easyClick takes a different approach. We offer completely transparent pricing. No nasty surprises await you.
The Two-Part Pricing Model
easyClick pricing has two clear parts:
- Monthly Subscription (for website builder features)
- Transaction Fees (for processing payments)
This straightforward structure makes calculation easy. Therefore, you can budget accurately.
Monthly Subscription Fees
Launch Plan: FREE Perfect for getting started. Test your online business without investment.
Ascend Plan: £12.99/month Unlocks professional features. Ideal as your product range grows.
Boost Plan: £29.99/month Advanced marketing tools. Perfect for extensive catalogues.
Infinity Plan: £62.99/month Enterprise-level features. Unlimited products and advanced SEO.
Transaction Fees: Rewarding Growth
Unlike flat-rate pricing, easyClick rewards success. Transaction costs decrease as business grows. This means keeping more revenue.
Consumer Debit Cards: 0.95% at all levels Consumer Credit Cards: 1.15% down to 0.95% Business Cards: 2.35% down to 2.25% Authorisation Fees: £0.05 down to £0.03 per transaction
For example, a business processing £5,000 monthly pays:
- Consumer credit: 1.10% = £55
- Consumer debit: 0.95% = £47.50
- Authorisation fees: approximately £16-£20
Total monthly processing: approximately £120-£130 (depending on card mix)
Minimum Monthly Service Charge
The £15 Minimum Monthly Service Charge ensures fairness. If transaction fees fall below £15 monthly, you only pay £15. This is standard across the industry. Furthermore, it maintains infrastructure for secure processing.
What’s NOT Hidden in Small Print
easyClick doesn’t charge for:
- Setup fees (others charge £100-£500)
- PCI compliance fees (often £30-£50 annually)
- Gateway access fees (some add £15-£25/month)
- Early termination penalties
- Integration fees
- “Account maintenance” charges
Cost Comparison Example
Consider a growing business processing £10,000 monthly. Typical card mix: 70% consumer debit, 25% consumer credit, 5% business cards.
easyClick Costs:
- Consumer debit (£7,000): £66.50 at 0.95%
- Consumer credit (£2,500): £26.25 at 1.05%
- Business cards (£500): £11.25 at 2.25%
- Authorisation fees (300 transactions): £9
- Boost plan subscription: £29.99 Total: £143 per month
This transparent pricing means knowing exactly what you’ll pay. Therefore, calculating profit margins becomes easy. Similarly, planning for growth is straightforward.
Calculating Your Costs
To estimate your monthly costs:
- Determine expected monthly volume
- Estimate your card type mix (most UK businesses see 70%+ debit)
- Apply relevant percentage rates
- Add authorisation fees (£0.03-£0.05 per transaction)
- Add your chosen subscription plan
- Ensure total meets £15 MMSC minimum
The easyPayments team helps calculate accurate costs. They base this on your specific business model. Additionally, they consider expected volumes.
Security and Compliance: Bank-Level Protection
Security isn’t optional when handling payments. easyClick takes customer data protection seriously. We implement bank-level security protocols. Additionally, we maintain full PCI DSS compliance. When customers trust you with payment information, you need a payment gateway UK solution that honours that trust.
In 2025, UK e-commerce fraud is rising. Returns fraud is the top risk. Moreover, remote access attacks increased 8% year-on-year. Therefore, robust protection is essential for every online business.
PCI DSS Compliance Built-In
The Payment Card Industry Data Security Standard sets requirements. These apply to organisations handling card information. easyClick is fully PCI DSS compliant. This means you benefit from enterprise-level security. At the same time, avoiding complexity and cost of managing compliance yourself.
What This Means for Your Business:
- Customer card data encrypts and stores securely
- Regular security audits ensure ongoing compliance
- Reduced liability for data breaches
- Lower insurance requirements
- Customer confidence in your security
Strong Customer Authentication (SCA)
Under UK’s PSD2 implementation, Strong Customer Authentication is mandatory. This applies to online card payments. easyClick handles SCA requirements automatically. Therefore, ensuring compliance. At the same time, maintaining smooth checkout.
How SCA Works with easyClick:
- Two-factor authentication when required
- Biometric verification supported
- SMS or app-based authentication
- Intelligent risk assessment minimises friction
- Automatic liability shift for authenticated payments
When customers authenticate with 3D Secure, liability shift protection applies. This means the bank, not your business, is liable. This applies to fraudulent transactions that were properly authenticated.
Encryption and Data Security
Every transaction through easyClick has multiple security layers:
SSL/TLS Encryption: All data transmitted between customer’s browser and payment gateway encrypts. This uses industry-standard SSL/TLS protocols. Therefore, payment information cannot be intercepted. Additionally, unauthorised parties cannot read it.
Tokenisation: Card details get tokenised. They’re replaced with a unique identifier. This identifier has no exploitable value. Consequently, even if data were accessed, actual card numbers stay unexposed.
Secure Virtual Terminal: When processing payments via Virtual Terminal, the system prevents card data storage. Specifically, on your devices. You enter information directly into the secure system. This system is PCI-compliant.
Fraud Detection and Prevention
easyClick includes built-in fraud detection. This protects both your business and customers:
- Real-time transaction monitoring
- Suspicious activity alerts
- Address Verification Service (AVS)
- Card Security Code (CVV) verification
- IP address tracking and geolocation
- Velocity checks (multiple attempts from same source)
Instant Payment Notifications
Real-time notifications keep you informed of all activity:
- Successful payment confirmations
- Failed payment attempts
- Chargeback notifications
- Refund processing updates
- Suspicious activity alerts
These instant notifications allow quick responses. Therefore, you can provide excellent customer service.
Data Protection and GDPR Compliance
easyClick maintains UK GDPR compliance for data protection:
- Customer data stores securely in UK servers
- Clear data retention policies
- Customer right to access their data
- Secure data deletion processes
- Regular security audits and updates
Your Responsibilities
Whilst easyClick handles complex security requirements, you have responsibilities too:
Do:
- Keep your login credentials secure
- Use strong, unique passwords
- Enable two-factor authentication
- Train staff on security practices
- Monitor your account regularly
- Report suspicious activity immediately
Don’t:
- Share login credentials
- Store customer cards outside system
- Click suspicious email links
- Use public Wi-Fi for processing
- Ignore security alerts
Support and Incident Response
If you have security concerns or suspect fraud, the easyPayments team provides:
- 24/7 fraud monitoring
- Rapid incident response
- Expert guidance on security
- Support throughout chargebacks
- Regular security updates and patches
Your reputation depends on keeping customer payment information secure. With easyClick, you have bank-level security. This is built into every transaction. No additional costs. No complex setup. Just protection that works.
Is easyClick Right for Your Business?
Choosing the best payment gateway UK solution depends on your needs. Additionally, your current growth stage matters. Furthermore, consider future ambitions. easyClick is particularly well-suited for:
Startup E-Commerce Businesses
Launching your online business? easyClick’s free Launch plan removes financial barriers. You can test your business concept. Additionally, validate your products. Start generating revenue without upfront investment in payment infrastructure.
Perfect for:
- First-time online sellers
- Small product ranges (up to 10 items)
- Testing market demand
- Businesses with limited startup capital
Growing Online Retailers
As your business expands, easyClick scales with you. The tiered pricing structure means paying only for features you need. Additionally, transaction costs decrease as volume grows.
Perfect for:
- Businesses expanding product catalogues
- Retailers adding email marketing
- Growing teams needing staff accounts
- Businesses requiring inventory management
Service Businesses Taking Remote Payments
The Virtual Terminal functionality makes easyClick ideal for service businesses. Specifically, those needing flexible payment options. This goes beyond traditional e-commerce checkouts.
Perfect for:
- Professional services (consultants, designers, accountants)
- Home service providers (tradespeople, cleaners, gardeners)
- B2B businesses processing phone orders
- Any business needing remote payment collection
Businesses That Value Transparency
Been burned by hidden fees? Tired of complex pricing? Unexpected charges eating profits? easyClick’s transparent approach will be refreshing. What you see is what you pay. No surprises.
Perfect for:
- Businesses requiring predictable costs
- Companies tired of complex fees
- Retailers wanting to trust their provider
- Anyone valuing the easy® brand reputation
What You Should Consider
Before choosing any payment gateway, evaluate these factors:
- Transaction Volume: Higher volumes benefit from tiered pricing
- Product Range: Consider which tier suits current and future needs
- Technical Resources: easyClick requires minimal technical knowledge
- Payment Methods Needed: easyClick supports all major UK cards
- Business Type: Both product and service businesses work well
- Growth Plans: Scalable structure supports growth without platform changes
Getting Expert Guidance
The easyPayments team provides personalised guidance. They help you choose the right plan. Additionally, they explain your specific costs. They can:
- Calculate accurate pricing based on expected volumes
- Recommend cost-effective plans for your stage
- Explain integration options for your situation
- Answer questions about features and functionality
- Provide support throughout your setup
Contact the team on 02381 449 292. Alternatively, visit easypayments.com/uk/easyclick for personalised advice.
Conclusion: The Straightforward Choice for UK E-Commerce
Choosing the right payment gateway UK solution is critical. It’s one of the most important decisions for your business. The difference between providers can amount to thousands of pounds annually. Additionally, it significantly impacts conversion rates. Furthermore, it determines how smoothly your business scales.
easyClick stands out in a crowded market. We offer what businesses crave: transparency, simplicity, and fair pricing. No hidden fees. No complex structures. No nasty surprises. Just honest payment processing. This is backed by the trusted easy® brand reputation.
Whether launching your first shop with the free Launch plan or scaling to Infinity, easyClick provides the tools you need. Additionally, we offer security and support for online success.
The easyClick Advantage:
? Free to start – Launch plan with zero upfront costs ? Transparent pricing – Know exactly what you’ll pay ? Decreasing fees – Lower costs as you grow ? Built-in security – PCI DSS compliant from day one ? Flexible integration – Website builder or virtual terminal ? UK-based support – Friendly team ready to help ? Trusted brand – Part of the easy® family since 1994
Your payment gateway bridges your products and revenue. Make sure it’s built on transparency. Furthermore, ensure it’s supported by experience. Most importantly, check it’s designed to help you succeed.
Ready to start accepting payments the easy® way?
Visit easypayments.com/uk/easyclick to explore your options. Alternatively, call 02381 449 292 to speak with a payment expert. They can calculate your specific costs. Additionally, they’ll recommend the right plan for your business.
Start with the free Launch plan today. No upfront costs. No hidden fees. No commitments. Just transparent payment processing that helps your business grow.
Related Resources:
- easyPayments Complete Product Range
- Full Pricing Details
- Developer Documentation
- Contact the easyPayments Team
External Resources:
